◆ Alternatives

SpotOn alternatives, sorted by what you are actually replacing. Zayos included.

Quick answer

There are three separate SpotOn exits, and they need different vendors. Replacing the register points to Toast, Square or Lightspeed. Replacing the processor is arithmetic on your own card volume. Replacing only the online ordering points to ChowNow, Owner.com or Zayos. Decide which one you are doing first.

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SpotOn figures on this page are the ones spoton.com/pricing listed when read on 4 Oct 2026. Every other vendor figure is one that vendor’s own pricing page listed the same day.

Step one

Which SpotOn are you leaving?

SpotOn sells a point of sale, a payment processor and an online ordering module as one package. Most comparison lists treat that as one decision. It is three, and quoting the wrong one is how operators end up replatforming a whole restaurant to fix a website.

Exit A

You are replacing the register

The POS itself is the problem: it drops tickets, the handhelds misbehave, the back office is scattered. This is the biggest, slowest, most expensive move on the page, because it touches every station, every server and every report.

Look atToast, Square for Restaurants, Lightspeed Restaurant
Exit B

You are replacing the processor

The software is fine, the effective rate is not. SpotOn prices software and card processing together, so on the $0 All-In plan the "free" software is funded by the 2.79% + $0.20 rate. If your card volume grew, the plan that was cheapest at signup may not be cheapest now.

Look atMove to SpotOn POS Essentials, or price Toast and Square on your real volume
Exit C

You are only replacing online ordering

The register stays. What has to change is the ordering site, the SEO, the customer list and the marketplace tablets stacked by the pass. This is the cheapest and fastest exit, and it is the one most operators actually need.

Look atChowNow, Owner.com, Zayos

Source for the prices and rates in this section: SpotOn restaurant pricing, read 4 Oct 2026. A company can change them; its own page is what counts.

The reasons

Why do restaurants shop for a SpotOn alternative?

Credit where it is due: SpotOn publishes its plans, its processing rates, its hardware prices and its contract terms on one public page, which is more than most of its competitors do. That transparency is what makes the four questions below answerable.

01

Why does the free plan have a two year term?

Because the software is paid for through the card rate. SpotOn publishes All-In at "$0/station per month" with card present processing at "2.79% + $0.20" and keyed at "3.79% + $0.20", and the same page states a 2 year minimum term and that processing minimums apply. POS Essentials is the mirror image: "$55/station per month" with a lower "2.45% + $0.15" card present rate and month to month flexibility. Neither is a trick. But $0 with a two year term is a financing decision, not a free plan, and it should be priced like one.

02

What does the $0 plan actually cost me at my volume?

Run the arithmetic once and the decision makes itself. Take your monthly card volume and your monthly transaction count, apply each plan’s listed rate and per-transaction fee, then add the software fee. All-In carries the higher rate and no software fee. POS Essentials carries the lower rate and $55 per station. The more card volume you run, the more the rate matters and the less the $55 does. Put your own volume through both before you renew.

03

Why does my bill go up every time I add a terminal?

POS Essentials is priced per station, not per location, at $55 per station per month, with hardware bought on top. A patio, a bar and two service stations is four stations. That is the right model for a busy full-service floor and the wrong model for a counter-service shop whose growth is all online, where the terminals never change but the order count does.

04

How hard is it to leave once payments are bundled?

The structural point stands on SpotOn’s own pricing page: software, hardware and processing are quoted as one package, so leaving one usually means leaving all three. Before you sign or renew, ask for the switching and early exit terms in writing, including any fee to move your processing elsewhere.

Source for the prices and rates in this section: SpotOn restaurant pricing, read 4 Oct 2026. A company can change them; its own page is what counts.

The field

Who should I look at, and for which exit?

Each entry is tagged with the exit it belongs to. Two of the six also happen to be the wrong answer for most people, and the entries say which.

Exit A, replacing the register
01

Toast

Starter Kit from $0 or Point of Sale from $69/mo, processing and hardware quoted

Toast is the default landing spot for a restaurant leaving SpotOn, because it is the same shape of company: POS, payments, kitchen screens, payroll and ordering under one roof, with third-party delivery integrations built in. Toast’s own pricing page lists a Starter Kit from $0 a month and a Point of Sale plan from $69 a month, sells online ordering as an add-on with no price shown, and lists no processing rate, so the full cost arrives in a quote. Honest read: you are trading one bundled POS and payments relationship for another. Get the rate, the hardware cost and the contract term in writing, and do it because the product is better for your floor, not because you expect more freedom.

Zayos vs Toast →
Exit A, replacing the register
02

Square for Restaurants

Free, Plus and Premium plans, in person 2.6% / 2.5% / 2.4% + 15 cents, online 3.3% or 2.9% + 30 cents

Square is the lowest-commitment way out of a bundled POS contract. There is a free plan, no long-term term, and the hardware is cheap and widely available. Square publishes in person processing at 2.6% + 15 cents on Free, 2.5% + 15 cents on Plus and 2.4% + 15 cents on Premium, online at 3.3% + 30 cents on Free and 2.9% + 30 cents on paid plans, and manual entry at 3.5% + 15 cents. Honest read: notice that Square’s Free in-person rate of 2.6% + 15 cents is very close to SpotOn All-In’s 2.79% + $0.20, so this is not automatically cheaper. It is simply not a two year commitment, which for many operators is the point.

Zayos vs Square →
Exit A, replacing the register
03

Lightspeed Restaurant

Plans, processing and terms by quote

Lightspeed is the option for a full-service restaurant with a serious floor plan, inventory depth and a wine list, especially in a group. We do not restate its plan prices here, because we could not confirm them on its own page on the day this list was checked, and it does not publish processing rates or contract terms. Honest read: you cannot compare total cost against SpotOn without a quote. Get the plan price, the processing rate and the term in writing before you decide.

How POS integration actually works →
Exit C, replacing only the ordering
04

ChowNow

$249 / $349 / $449 per month, plus $119 to $499 setup and 2.95% + $0.29 processing

If the register is fine and the ordering page is the problem, ChowNow is the least disruptive change on this page: you keep SpotOn on the floor and bolt a commission-free ordering channel on top. Its own pricing page lists Launch $249, Grow $349, Elevate $449 per month, or $229/$319/$409 billed annually, with a $119 to $499 setup fee, 2.95% + $0.29 per transaction, $7.98 per order on Flex Delivery and a $99 annual Apple developer fee for a branded app. ChowNow takes no percentage of your food revenue on any plan. Honest read: it is direct ordering only, so your marketplace tablets stay exactly where they are.

ChowNow, and its alternatives →
Exit C, replacing only the ordering
05

Owner.com

$249/mo plus 5% restaurant fee per order, or $499/mo flat, guests pay a 5% order support fee

Owner.com is the pick when the ordering page works and nobody uses it. It is a demand-generation stack: AI-built website, SEO pages, branded app, loyalty and automated marketing. Its own pricing page lists $249/month Flexible with a 5% restaurant fee per order, or $499/month Flat Rate "with no additional restaurant fees", both "month-to-month with no long-term contracts", with a 5% guest order support fee at checkout on both plans. Setup and processing rates are not published. Honest read: if you are leaving SpotOn because too much of the bill scales with volume, read those two percentage lines twice.

Owner.com, and its alternatives →
Exit C, replacing only the ordering
06

Zayos

$399 Operator, $499 Operator plus Tablet, $599 Concierge, per location per month, no setup fee

Our platform, so read it with that in mind, and start with what it is not: Zayos is not a point of sale. If your register is the thing that has to go, we are the wrong answer and Toast, Square or Lightspeed are the right ones. What Zayos replaces is the ordering side: a branded ordering site on your own domain with SEO schema, a customer list you own, and on the $499 Operator + Tablet plan, the kitchen tablet plus Otter ingestion so Uber Eats, DoorDash and Grubhub orders land on the same screen as your direct orders. Pricing is flat and published, $399, $499 or $599 per location per month, no setup fee, month to month, priced per location rather than per station, so adding a terminal does not raise the bill. The per-order economics are flat too: the diner pays $0.99 pickup, $0.99 delivery, $0 dine-in and 10% on catering, and the restaurant keeps 100% of food revenue, and 100% of tips on pickup and dine-in. On delivery the tip goes to the driver. Honest counterweights: it costs more per month than a POS subscription, and Naya Grill (Pompano Beach, FL) is one of the restaurants live and taking orders on it today.

Zayos pricing in full →

Sources for the prices and rates in this section: SpotOn restaurant pricing; Toast pricing; Square pricing and plans; ChowNow pricing; Owner.com pricing, read 4 Oct 2026. A company can change them; its own page is what counts.

Side by side

SpotOn and its alternatives, one table.

Both SpotOn plans are listed separately, because switching between them is itself a legitimate answer. "Runs the register" means the product is a point of sale, not an ordering layer on top of one.

SpotOn plans compared with six alternatives on entry price, per-order economics, whether the product runs the register, and best fit
Platform Published entry price Card and per-order economics Runs the register Best for
SpotOn All-In $0 per station per month, 2 year minimum term 2.79% + $0.20 card present, 3.79% + $0.20 keyed, processing minimums apply Yes Operators who want no software line and accept the rate and the term
SpotOn POS Essentials $55 per station per month, month to month 2.45% + $0.15 card present, 3.45% + $0.15 keyed Yes Higher card volume where the lower rate beats the software fee
Toast Starter Kit from $0 or Point of Sale from $69/mo Processing rate not listed, quoted per restaurant Yes Full replatform with delivery integrations included
Square for Restaurants Free, Plus or Premium plan In person 2.6% / 2.5% / 2.4% + 15 cents, online 3.3% or 2.9% + 30 cents Yes Getting out of a term contract quickly
Lightspeed Restaurant By quote Processing rates not published Yes Full service floors with inventory depth
ChowNow $249 / $349 / $449 per month plus $119 to $499 setup 2.95% + $0.29, $7.98/order Flex Delivery No Keeping the POS, fixing the ordering
Owner.com $249/mo plus 5% per order, or $499/mo flat Guest pays 5% order support fee, processing not published No Ordering plus demand generation
Zayos $399 / $499 / $599 per location per month, no setup fee Diner pays $0.99 pickup, $0.99 delivery, $0 dine-in, 10% catering No Direct orders and marketplace tablets in one kitchen flow

Rates and plans change. Every figure here was read off the vendor’s own pricing page on 4 Oct 2026. Toast lists no processing rate, and Lightspeed’s prices are left to a quote, so those cells say so. Confirm current terms before signing.

Sources for the prices and rates in this section: SpotOn restaurant pricing; Toast pricing; Square pricing and plans; ChowNow pricing; Owner.com pricing, read 4 Oct 2026. A company can change them; its own page is what counts.

The fair case

When should you stay on SpotOn?

Stay if your card volume is low. The whole logic of the $0 All-In plan is that a small operator with modest card volume pays very little in absolute dollars for a full point of sale, and 2.79% + $0.20 on $15,000 a month is a cheap way to run a restaurant. The plan gets expensive as you grow, not while you are small.

Stay if you use the floor features. Table service, coursing, tabs, tips and a properly wired handheld are the hard parts of restaurant software, and swapping them out mid-season is genuinely risky. An ordering website is a low-risk thing to change. A register on a Friday night is not.

And stay, at least until renewal, if you are inside the 2 year All-In term. Leaving a term early usually has a cost. Use the time to price the alternatives properly, get the switching terms in writing, and move on a date you chose rather than one a contract chose for you.

Sources

  • SpotOn official restaurant pricing page: All-In "$0/station per month", card present "2.79% + $0.20", keyed "3.79% + $0.20", 2 year minimum term, processing minimums apply. POS Essentials "$55/station per month", card present "2.45% + $0.15", keyed "3.45% + $0.15", month to month (read 4 Oct 2026).
  • Toast pricing page: Starter Kit from $0, Point of Sale from $69/month, Build Your Own custom, online ordering listed as an add-on with no price shown, no processing rate on the page (read 4 Oct 2026).
  • Square for Restaurants pricing and Square pricing and plans: in person 2.6% + 15 cents on Free, 2.5% + 15 cents on Plus, 2.4% + 15 cents on Premium, online 3.3% + 30 cents on Free and 2.9% + 30 cents on paid plans, manual entry 3.5% + 15 cents (read 4 Oct 2026).
  • Lightspeed Restaurant pricing page: the place to check its current plans. This page restates no Lightspeed price; processing rates and contract terms are not published there.
  • ChowNow official pricing page: Launch $249, Grow $349, Elevate $449 per month ($229/$319/$409 annual), $119 to $499 setup fee, 2.95% + $0.29 per transaction, $7.98/order Flex Delivery, $99 annual Apple developer fee (read 4 Oct 2026).
  • Owner.com official pricing page: $249/month Flexible plus a 5% restaurant fee per order, $499/month Flat Rate "with no additional restaurant fees", 5% guest order support fee, "month-to-month with no long-term contracts" (read 4 Oct 2026).
  • Zayos pricing: the $399, $499 and $599 per location tiers, no setup fee, and the flat diner-paid service fee quoted above.

Where a vendor does not list a figure on its own pricing page, this page says so and does not estimate one.

Sources for the prices and rates in this section: SpotOn restaurant pricing; Toast pricing; Square pricing and plans; ChowNow pricing; Owner.com pricing, read 4 Oct 2026. A company can change them; its own page is what counts.

Straight answers

SpotOn alternatives, answered.

How much does SpotOn cost per month?

SpotOn lists two standard restaurant plans on its pricing page (read 4 Oct 2026). All-In is $0 per station per month with card present processing at 2.79% + $0.20 and keyed at 3.79% + $0.20, on a 2 year minimum term with processing minimums. POS Essentials is $55 per station per month with card present processing at 2.45% + $0.15 and keyed at 3.45% + $0.15, month to month. Hardware and the online ordering add-on are priced on top, so ask for both in the same quote.

Does SpotOn really have a contract?

It depends which plan you are on, and SpotOn says so on its own pricing page. The $0 All-In plan carries a 2 year minimum term and processing minimums. POS Essentials at $55 per station per month is offered with month to month flexibility. If a rep tells you SpotOn has no contract, ask which plan they are quoting and get the term in writing.

What is the best SpotOn alternative?

There is no single answer because there are three different exits. If you are replacing the register, the shortlist is Toast (from $0 or $69 per month, with processing quoted), Square for Restaurants (free plan, no term) and Lightspeed Restaurant (by quote). If you are only replacing online ordering and keeping the POS, the shortlist is ChowNow ($249 to $449 per month, no percentage of food revenue), Owner.com ($249 plus 5% per order or $499 flat) and Zayos ($399 to $599 per location per month with a flat diner-paid service fee). Decide which exit you are taking before you take a single demo.

Can I keep SpotOn as my POS and change only the online ordering?

Usually yes, and for most independents it is the cheaper move. Online ordering, your website, your SEO and your customer list are separable from the register. That is the whole logic of the third exit on this page: keep the floor as it is, replace the digital channel, and stop paying percentage-shaped fees on the orders you generate yourself. Confirm your own contract terms first, because a bundled agreement can price the ordering module as part of the package.

Is Zayos a replacement for SpotOn?

Only partly, and it is worth being blunt about it. Zayos is not a point of sale. It does not run your floor, your table service or your cash drawer. It replaces the ordering side: the branded ordering site, the customer list, and on the $499 Operator + Tablet plan the kitchen tablet plus the Uber Eats, DoorDash and Grubhub feed through Otter. If your register is the reason you are leaving SpotOn, look at Toast, Square or Lightspeed. If the register is fine and the digital channel is the problem, that is exactly the job Zayos does.

How do I compare a $0 plan against a $55 plan honestly?

Convert both to one number: total monthly cost at your real card volume. Take your monthly card volume and your monthly transaction count, apply each plan’s published rate and per-transaction fee, then add the software fee. On SpotOn’s listed rates All-In has the higher rate and POS Essentials has the software fee, so the answer turns on how much card volume you run. Do the same arithmetic for every vendor you shortlist, because a low monthly fee and a high rate is the most common way a cheap plan becomes the expensive one.

Sources for the prices and rates in this section: SpotOn restaurant pricing; Toast pricing; Square pricing and plans; ChowNow pricing; Owner.com pricing, read 4 Oct 2026. A company can change them; its own page is what counts.

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