How much does Clover online ordering cost? A Zayos price teardown
Published July 2026 · Updated July 26, 2026
Clover does not sell online ordering by itself. It is bundled into a restaurant POS package. On clover.com in July 2026, quick service packages start at $135 a month over 36 months and full service at $179, with card processing at 2.3% plus 10 cents tapped and 3.5% keyed.
What am I actually buying when Clover quotes me a monthly price?
Hardware, mostly. Clover shows every restaurant package two ways on the same screen. The first way spreads the terminals and the software across 36 months, which is where the headline monthly numbers come from. The second way sells you the devices up front and bills the software separately each month. Same package, two ways to pay for it.
That distinction matters more than it sounds. Comparing "$135 a month" against an online ordering subscription compares a 36 month equipment payment to a service you can cancel. Read the second column of Clover's own table and the software plan shows itself: $89.95 a month on the entry packages, rising to $109.90 and then $129.85 as the package adds a second and third device. The software line grows with terminals, so a second station is not just a hardware cost.
You are also buying the card processor. Clover is a Fiserv product and the payment rate comes with the box rather than from a vendor you shop separately. For many independents that bundling is the appeal. For anyone who has already negotiated a rate they like, it is the part to price carefully.
What does each Clover restaurant package cost?
Read off clover.com/pricing/quick-service-restaurant and clover.com/pricing/restaurant on 26 July 2026. Clover notes that these prices are only available on clover.com, so a reseller quote can differ.
| Package | Financed | Bought outright | What is in the box |
|---|---|---|---|
| Quick service, Starter | $135/mo for 36 months | or $849 plus $89.95/mo | Mini 8 inch touchscreen POS with built in receipt printer. Cash drawer and swivel stand are optional add ons. Software plan: Restaurant Growth. |
| Quick service, Standard | $185/mo for 36 months | or $1,899 plus $89.95/mo | Station Duo, a 14 inch merchant facing POS with an 8 inch customer screen, receipt printer and cash drawer included. Software plan: Restaurant Growth. |
| Full service, Starter | $179/mo for 36 months | or $1,799 plus $89.95/mo | Station Solo, a 14 inch merchant facing POS, with cash drawer and receipt printer. Software plan: Restaurant Growth. |
| Full service, Standard | $239/mo for 36 months | or $2,548 plus $109.90/mo | Station Solo plus a Flex handheld for tableside ordering and payment. Software plan: Restaurant Growth. |
| Full service, Advanced | $354/mo for 36 months | or $4,447 plus $129.85/mo | Station Solo, Station Duo and a Flex handheld, with cash drawer and receipt printer. Software plan: Restaurant Growth. |
Clover also runs promotions that change the first year. In July 2026 the site carried a $450 statement credit on Station, Mini or Flex purchases, and a 90 day trial with no software subscription fees on the Clover Essentials or Services Growth plan for qualified merchants, valid 3/5/2026 through 9/5/2026. Promotions expire. Get your own terms in writing.
Is Clover online ordering really free?
There is no commission, and that claim holds up. The per order money moves through the card rate instead.
Card tapped, swiped or inserted
2.3% plus 10 centsPublished on both restaurant pricing pages, and headlined on clover.com/pricing as "Pay as little as 2.3% + 10 cents per transaction".
Card information typed in
3.5% plus 10 centsThe keyed rate. Clover lists it directly under the tapped rate on the same pricing table.
Online ordering
Listed as "No fee online ordering"Clover includes its online menu page, pick up and delivery order types and remote order firing in every restaurant package. There is no separate commission. The pricing page does not state which of the two card rates above applies to an order placed on that page.
Rapid Deposit
1.75% feeOptional. Moves funds to your account within minutes of a card sale instead of on the standard deposit schedule.
Third party menu integrations
IncludedIncluded in the restaurant packages. What the delivery apps themselves take is marketplace commission, not a Clover fee, so it does not appear here.
Commission free and fee free are different claims, and Clover is careful to make only the first one. The honest way to read the package is this: the subscription buys the software and the terminals, and the card rate is what every order costs after that.
What does it cost at $8,000 a month in online orders?
250 online orders at a $32 average ticket, on Clover's two published card rates. The package payment sits on top of both columns.
That $96 gap is the most useful number on this page, because Clover publishes both rates and does not publish which one lands on an order placed through its own online menu page. If the answer is the keyed rate, the difference over 36 months is roughly $3,456 at this volume, which is more than the hardware in the Starter package. Get it written into the agreement.
Then run the same arithmetic on your own numbers: last month's card volume times the rate, plus ten cents per transaction, plus the package payment. That total is the honest Clover monthly, and it is the only figure worth putting next to another vendor.
Am I signing a contract, and who is Clover right for?
The 36 month payment plan is a 36 month commitment by definition. Beyond that, the promotional terms for Clover's $450 statement credit offer state plainly that the offer "Requires a 3-year contract", and that it expires December 31, 2026. Clover's pricing FAQ also carries a question titled "Are there any termination fees?", which tells you the question comes up often enough to answer publicly. Get your answer in the agreement, not from a web page.
Now the fair part. If your point of sale is failing, or you want the POS, the card processor, the kitchen printer and a basic ordering page to arrive in one box with 24/7 support behind it, Clover is a genuinely reasonable buy and the app market around it is deep. Nothing here argues otherwise.
The mismatch is specific. If your POS already works, your kitchen already runs an Otter tablet, and the actual problem is the 15% to 30% base commission the delivery apps take (closer to 25% to 35% blended once delivery, marketing and processing stack), buying terminals again does not fix that.
How does Zayos price the same job?
Flat software, no hardware to finance, and the per order fee moves to the diner instead of the restaurant.
Three flat tiers, no setup fee
Zayos is $499 Operator, $599 Operator plus Marketplace, or $699 Concierge, per location per month, month to month, with no setup fee and nothing financed over 36 months. Concierge adds up to 5 virtual brands per kitchen.
The diner pays the per order fee
$0.99 pickup, $2.99 delivery, $0 dine in and 10% on catering, paid by the diner at checkout. The restaurant never pays it and keeps 100% of food revenue and 100% of tips. There is no percentage of your ticket flowing out.
It sits on the tablet you already run
At $599, Otter pulls Uber Eats, DoorDash and Grubhub tickets onto the same kitchen tablet as your direct orders, so the kitchen learns nothing new. Naya Grill in Pompano Beach and West Palm Beach runs this today and keeps $48k+ a year that used to go to commissions.
Where Clover is the better buy
Zayos is not a point of sale and not a card processor. It does not print your receipts or run your drawer. If you need to replace a terminal, Clover sells you a terminal and Zayos does not. Buy the thing that fixes your actual problem.
- Clover quick service restaurant pricing. Starter at $135/mo for 36 months or $849 plus $89.95/mo, Standard at $185/mo for 36 months or $1,899 plus $89.95/mo, Restaurant Growth software plan, 2.3% plus 10 cents tapped, 3.5% plus 10 cents keyed, Rapid Deposit 1.75%, no fee online ordering included. Accessed 26 July 2026.
- Clover full service restaurant pricing. Starter at $179/mo for 36 months or $1,799 plus $89.95/mo, Standard at $239/mo for 36 months or $2,548 plus $109.90/mo, Advanced at $354/mo for 36 months or $4,447 plus $129.85/mo. Accessed 26 July 2026.
- Clover pricing hub. The "Pay as little as 2.3% + 10 cents per transaction" headline, the $450 statement credit promotional terms including "Requires a 3-year contract" and the December 31, 2026 expiry, and the 90 day software trial terms valid 3/5/2026 through 9/5/2026. Accessed 26 July 2026.
- Zayos pricing. The $499, $599 and $699 tiers, no setup fee, and the diner paid service fee quoted above.
Clover renders its pricing tables in the browser, so the figures above were read from a rendered page, not a raw fetch. Where Clover does not publish a number, such as which card rate applies to an online order, this page says so rather than estimating.
Clover cost questions, answered.
How much does Clover online ordering cost on its own?
Is the monthly Clover price a software subscription?
What card processing rate does Clover charge on an online order?
Does Clover require a contract?
How does Clover compare to Zayos on price?
Price it on your own volume, not a web page.
The free AI report reads your real order count and average ticket and shows what your current setup costs each month. About 60 seconds, no card, no sales call.
Prefer to read first? Start with how Zayos works.